Everyday Money
A monthly total can hide a difficult week
Income and expenses have dates as well as totals. A simple fictional example shows why a cash-flow calendar can reveal a gap a monthly sum misses.
Financial ideas, carefully read
Open the reading room
Concepts in Focus
Diversification is more than a long list of holdings
Different labels can hide similar exposures. Learn why the contents of a portfolio matter more than the number of names on a statement.
The Reading Desk
Read a money book with a question beside every claim
A persuasive chapter is a starting point for research. Keep track of its assumptions, the evidence behind it and the decisions it cannot make for you.